- Review your coverage
- Look for a letter from your insurance company about how benefits and costs may change next year.
- Log in to the federal Marketplace starting on November 1 and update your 2024 application.
- Make sure your household income and other information is up-to-date for next year.
- Compare your current plan with other plans that are available in your area.
- Select the health plan that best fits your budget and health needs.
- What hospitals and doctors are “in-network”?
- Are your current medications covered by the plan?
- Is there a deductible associated with my medications?
- Is a prior authorization required in order to have my medications covered?
- Ask to look at the Summary of Benefits and Coverage
- Enroll in a plan from November 1, 2023, to January 15, 2024.
- Pay your first month’s premium by December 15, 2023, for your coverage to start on January 1, 2024
WHAT TO DO IF YOUR 2023 COVERAGE WILL NOT BE AVAILABLE FOR 2024
For Marketplace Plan Enrollees
The Centers for Medicaid and Medicare (“CMS”) will automatically enroll you in another Marketplace plan with the same or a different insurance company. You do not have to stay in this plan if it does not work for you and can enroll in a different plan on healthcare.gov during Open Enrollment. If you do not enroll in a different plan on healthcare.gov, you will remain in the plan that CMS selected for you. Regardless of what plan you will have for 2023, you must pay the first month’s premium to make your plan effective. You will receive two notices: one from your current insurance company and one from CMS.
Insurance Company Notice Information CMS Notice Information When your current plan ends The plan name for the new plan you are enrolled in When you can select a new plan The plan ID for the new plan you are enrolled in What you need to do to select a new plan The option to enroll in a different plan Contact information for the Marketplace Contact information for the Marketplace For Off Marketplace Plan Enrollees.
You will not be automatically enrolled in a plan like a person enrolled in a Marketplace plan. You will actively need to select a plan during Open Enrollment. You must pay the first month’s premium to make your plan effective. You will receive a notice from your current carrier, which will contain:
Insurance Company Notice Information When your current plan ends What you need to do to select a plan When you can select a new plan Contact information for the Marketplace Additional Resources
- Indiana Marketplace
- County Coverage Map
- Indiana Navigators
- Rate Information
- Protection from Surprise Medical Bills
- Federally Facilitated Marketplace
- Indiana Department of Insurance
- Healthy Indiana Plan
- Health Coverage After the Public Health Emergency
- State Health Insurance Assistance Program
- SHIP Locations
Find Information
- State Information Live Chat
- Email State Information Center
- Find a Person
- Find an Agency
- Call: 1-800-457-8283
- Text: 1-888-311-1846
