The Citi Rewards Credit Card aims at delivering its cardholders with lucrative Reward offers across several categories. With a joining fee of Rs. 1,000, the card offers an amazing opportunity as a welcome benefit to earn up to 2,500 bonus Reward Points. The card offers 1 Reward Point per Rs. 125 spent and 10x Reward Points or purchases made on apparel & departmental stores. Not only this, but one can also receive bonus Reward Points every month by spending Rs. 30,000 or more in a month.
These Reward Points are redeemable against a variety of categories, including fuel, AirMiles, cashback, etc. The card has a nominal yearly fee of Rs. 1,000, which can be waived off on spending Rs. 30,000 or more in the previous year. Read on for more information on Citibank Rewards Credit Card.
A discount of up to 20% on dining at partnered restaurants.
1 Reward point for spending Rs. 125 and 10 Reward Points on Rs. 125 you spend on departmental stores.
The Reward Points are redeemable against Air Miles, product catalog, or cash back whenever you want with a rate of 1 RP = up to Re. 0.30.
Get the renewal fee waiver on spending Rs. 30,000 or more in the previous year.
3.5% on all foreign currency spends
3.75% per month (45% per month)
1% fuel surcharge is waived off at all Indian Oil outlets for a minimum fuel transaction of Rs. 10.
2.5% of the amount withdrawn or Rs. 500 (whichever is higher)
The Rewards Credit Card issued by Citibank is one of its most popular credit cards as it offers a great reward rate across all the categories. Apart from this, it showcase several benefits and features, which are discussed below:
You get 300 bonus Reward Points on a minimum monthly spend of Rs. 30,000 on your Citi Rewards Credit Card.
On spending Rs. 30,000 or more, the annual fee of Rs. 1,000 with the card can be waived off.
Get a 1% waiver on fuel surcharge at all authorized Indian Oil outlets on transactions above Rs. 10.
The Reward Points earned on Citi Rewards Credit Card can be redeemed against fuel at Indian Oil outlets, product catalog, Air Miles/InterMiles, and cashback at the rates given below:
| Redemption Category | Value of 1 RP | Minimum Points required for redemption |
| Fuel at Indian Oil outlets | Re. 0.25 | 250 |
| In-store shopping at partner brands/online shopping | Re. 0.30 | 250 |
| Online travel site | Re. 0.25 | 250 |
| Cashback | Re. 0.35 | 10,000 |
| AirMile/InterMile | 0.75 InterMile | 100 |
The following table shows the eligibility criteria to get approved for the Rewards credit card:
| Particular | Criteria |
| Age | Above 21 years |
| Income | Stable source of Income |
| Credit Score | Decent credit score (750 or above) |
Following are the documents required to apply for the Rewards credit card by CitiBank:
Apply for the Citi Rewards Credit Card either by visiting the closest branch or by the online method as follows:
If you want a credit card offering great Reward Programs, the Citi Rewards Credit card by Citibank is for you. Along with providing exciting Reward offers, Reward Points can be redeemed against an array of categories and you can redeem them anytime as these points never expire. Moreover, all its welcome benefits, renewal fee waiver, fuel surcharge waiver, spend-based monthly bonus, etc, give you an even more strong reason to choose this card. Keeping all its exclusive Reward offers & saving benefits in mind, it can hereby be concluded that anyone, who is looking for a decent credit card with exciting advantages, can definitely go with the Citi Reward Credit Card.
